The SBA offers several loan programs serving specific functions. A 7(a) loan is for businesses who export goods to foreign countries, operate in rural areas, or serve specific specialized areas. The SBA microloan program is for businesses seeking small loans for short periods of time. The SBA CDC 504 loan program is a great tool for business funding that results in growth and creation of jobs.
The SBA is a great resource for small businesses, but larger startups will have a hard time getting funds from the SBA and should seek out more suitable sources of capital.